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Home Page > Community and Living > Council Tax > Reminders and Recovery

Council Tax

 

Council Tax Recovery Procedures

 

When do I have to pay my Council Tax ?

 

Council Tax is a yearly charge which is normally paid in 10 monthly instalments starting in April. We will send you a bill at least 14 days before your first payment is required and this will advise you of the amounts that are required to be paid and when they are due. Payment by Direct Debiting is the safest and easiest way to ensure that your payments are made on time and avoids you forgetting to pay.

 

 

Contact the Council

 

If you are having difficulty in paying your Council Tax, get in touch with the Council immediately. Remember we will always try to make a payment plan with you, but we will not agree to payments which leave you falling further behind into even more arrears.

 

Discuss or check your financial position with us to see if you may be entitled to a reduction in your Council Tax bill. If you are on a low income you may qualify for Council Tax Benefit.

 

If you pay by Direct Debit, you save time, money and you do not run the risk of falling behind as payments are made for you by your bank or building society. You can choose the 7th or 27th of the month, whichever suits you better.

 

 

What happens if I don't pay on time?

 

If you do not pay an instalment on time you will be sent a reminder notice. If you pay the amount shown on the reminder within 7 days, then your instalment arrangement will continue as noted on the bill. If you do not pay as requested on the reminder notice, then a summons will be issued without further notice and costs will be incurred. Please try to pay your instalments on time as each reminder notice counts against you.

 

You are reminded that payment by Direct Debiting is the safest and easiest way to ensure that your payments are made on time and avoids you forgetting to pay.

 

 

If you have had two reminders

 

If you have been sent two reminders in one year and fail to pay a subsequent (or third) instalment on time, then you will lose your right to pay by instalments. This will happen even if you made the payments requested on the earlier reminders. If you lose your right to pay by instalments you will be sent a final notice requesting full payment, in one lump sum, of whatever balance is then outstanding.

 

 

What happens if I don't pay the amount on the final notice?

 

If you don't pay the amount due, as shown on the Final Notice, within 7 days of being sent a final notice, a summons will be issued.

 

 

If you get a summons

 

The summons will give you at least two weeks notice of the date you are to appear before the Justices at the Magistrates Court to explain why you have not paid your Council Tax. The summons will result in recovery costs that you will be liable to pay in addition to the outstanding Council Tax debt. If you pay the amount in full, including the costs before the Court hearing, the proceedings will be withdrawn.

 

 

If it goes to court

 

If you do not believe that you are the person liable to pay the council tax, or e.g. that the council has made a mistake in the amount you have been asked to pay, you have a right to appear in court and tell the Magistrates why you feel you should not pay the Council Tax. However, the Magistrates at the hearing will not be able to consider your failure to pay the Council Tax simply because you cannot afford or have not got the means to pay it.

 

At the Court hearing the Council will apply for a Liability Order. This will incur further costs, again in addition to the amount shown on the summons. If granted, the Magistrates will have decided that you are liable to pay the Council Tax.

 

The Liability Order enables the Council to recover the money in a number of ways, as noted below.

 

 

Can I pay the arrears by agreeing a payment plan?

 

We will consider any offer to repay your arrears. However, this will normally include any Summons and Liability Order costs, if applicable. A Liability Order will also be sought as security against you defaulting on the payments. If you agree to a payment plan you must make the payments on time, otherwise further recovery action will take place.

 

 

What happens if a Liability Order is granted against me?

 

The Council will send you a notice informing you, amongst other things that the Justices at the Magistrates Court have granted a Liability Order. The letter requests certain information which you have to provide by law. If you do not give this information you run the risk of being taken back to Court. If you do not pay the amount requested, or contact the council to see if an arrangement can be agreed, further action will continue.

 

 

What powers does the Council have to enforce the Liability Order?

 

The methods most commonly used to enforce the Liability Order are:

 

 

What about bailiffs?

 

The bailiffs employed by this Council work to an agreed code of practice. If a bailiff calls on you and you have not paid or are unable to pay the amount outstanding in full, including the Council's and the bailiff's costs, you will still be able to make a payment plan to clear the debt. The bailiff will ask to enter your home to make a list of goods. If you fail to honour the payment plan the bailiff could return later to remove and sell your goods. At this stage, further costs will be incurred for the removal of the goods, auctioneer's fees and the cost of storage.

 

If the bailiff calls and you fail to make contact, or if you have insufficient goods which can be removed, the bailiff will return the Liability Order to the Council for further enforcement action.

 

 

Prison - the last resort

 

If other options fail, then a summons may be issued requiring you to attend a committal hearing in the Magistrates Court. The Justices will carry out an examination into your conduct and means. If they consider that the money should have been paid, a warrant of commitment may be issued placing you in prison for up to three months. This further action will involve additional costs.

 

 

What to think about at every stage

 

If you are having difficulty in paying your Council Tax, get in touch with the Council immediately. Remember we will always try to make a payment plan with you, but we will not agree to payments which leave you falling further behind into even more arrears.

 

Discuss or check your financial position with us to see if you may be entitled to a reduction in your Council Tax bill. If you are on a low income you may qualify for Council Tax Benefit.

 

If you pay by Direct Debit, you save time, money and you do not run the risk of falling behind as payments are made for you by your bank or building society. You can choose the 7th or 27th of the month, whichever suits you better.